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Guidance for FRS Retirement Planning

A free educational resource to help Florida public employees understand their FRS Benefits, DROP options, and retirement decisions

Trusted by florida public employees

Get My Free Retirement Checklist

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How We Help Florida Public Employees Retire Confidently

Clear, independent education designed specifically for Florida Retirement System (FRS) Members

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A friendly retirement advisor discussing plans with a Florida public employee in a bright office.
DROP Guidance

Learn how the Deferred Retirement Option Program (DROP) works - and whether it makes sense for your situation.

Pension & Investment Plan Support

Compare Pension vs. Investment Plan paths and avoid costly mistakes

FRS Retirement Education

Understand your Florida Retirement System benefits and options before making irreversible decisions.

Retirement Readiness Reviews

Walk through your timeline, income outlook, and next steps with clarity

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Who We Are

The FRS Retirement Guide is an independent educational resource created for Florida public employees. Our goal is to help state workers who serve us daily better understand their retirement benefits and planning options so they can make informed decisions about their future.

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A warm, welcoming photo of a diverse group of Florida public employees smiling outdoors.
Learn About Our Approach
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Close-up of hands holding a retirement checklist and a pen ready to mark items.
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A calm office setting with a consultant discussing retirement plans with a client.

Our Mission

To simplify retirement planning for Florida Retirement System (FRS) participants by providing clear, practical, and easy-to-understand educational resources. Our mission is to empower Florida public employees with the knowledge they need to plan confidently for retirement.

Your Career. Your Benefits. Your Retirement.

Thank you for your service to Florida's communities

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A group of educators reviewing retirement plans together in a bright meeting room.

From classrooms and buses to offices and public spaces — Florida’s public employees keep our communities running every day. This guide was created to support the people behind the service.

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Get Your Free FRS Retirement Checklist

A free educational resource for Florida Retirement System (FRS) participants provided by Florida Retirement Planning Guide

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(407) 674-0218

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Disclosure: The FRS Retirement Guide is an independent educational resource operated by Florida Retirement Planning Guide, a fictitious name (DBA) of TIMCO Wealth LLC. We are not affiliated with, endorsed by, or connected to the Florida Retirement System (FRS), the State of Florida, or any government agency.This website provides general educational information to help Florida public employees better understand FRS retirement options. It does not provide legal, tax, or individualized financial advice. Licensed financial and insurance services, if applicable, are offered separately through Florida Retirement Planning Guide.